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Motor Vehicle Compensation A motor vehicle is any device used to transport people or property across public highways. It is powered by mechanical means. Motor vehicles include automobiles, trucks as well as buses, motorcycles, and even aircrafts. Two studies have found that interfacing and the process of claiming compensation for a motor vehicle crash while dealing with insurance companies was associated with increased anxiety. More research is needed to determine the reason for this. Damages The value of your claim for compensation from a motor vehicle accident is contingent on the specific costs and losses you suffered. A personal injury attorney can assist you in determining the fair compensation for your specific circumstances. Damages are commonly categorized as “special” and “general.” Special damages are the ones that can be calculated, for instance, medical bills or repairs to your car. General damages aren't as straightforward to calculate and also include non-economic elements such as pain and suffering. If your injuries were severe enough to qualify as a serious injury under New York state law, you could be entitled to additional compensation that is higher than what insurance companies will offer you. If you have a permanent disability that seriously affects your life quality you could be entitled to compensation for loss of consortium and other economic damages. You may be able to recover the costs of public transportation, taxis or ridesharing if you were unable to drive following your accident. Additionally, you can recover expenses to maintain your property or home if you are unable to maintain it due to injuries. You may also be able to recover the value of resale for your car that has been damaged. In certain circumstances, the at-fault party may be required to pay punitive damages when there is evidence that the defendant deliberately caused the accident. These damages are intended to punish the guilty for recklessness or negligence that is beyond the scope of. Medical bills Medical bills can be expensive for those who suffer from motor accident vehicles. Certain insurance policies for car insurance offer medical payment coverage (also called medical pay) that can assist in paying these costs. In most instances, this coverage is available regardless of who was at fault in the crash. It is crucial to remember that medical coverage does not substitute for health insurance. A victim should always file a claim first to his or her own car insurance company before filing an insurance claim against the driver who is at fault. It is also possible to obtain compensation for expenses such as transportation costs to and from medical appointments. However, the person seeking compensation must be meticulous about tracking and storing receipts for mileage expenses to ensure they receive fair compensation. In addition, No-Fault insurance can compensate a victim for lost wages in the event that they are unable to work due to their injuries. However, the maximum amount that can be collected is $2,000 per month, for no more than three years. The No-Fault insurer may also be legally required to pay the full amount of any Disability, Workers' Compensation, or Social Security benefits that the injured party receives. Even though financial assistance may be available it may take months or even years to reach a fair settlement. In the meantime medical debt collection firms may be calling, and unpaid bills can result in serious damage to a victim's credit rating. To avoid this, the victim should establish an attorney-client relationship with a law firm that offers representation in auto accident cases. Loss of wages A car accident can leave you in a financial hardship. While you are unable work, medical bills and credit card debt as well as loan payments can accumulate. Losing income can also cause stress in your family. A qualified car accident attorney can help you recover lost earnings as part of your compensation award. In order to prove your loss of wages, you'll require documentation to prove your hourly wage or salary and the number of missed days due to injury. This could include the letter from your employer or pay stubs as well as bank statements, tax returns, and much more. It is more difficult when you are self-employed or work on commission. Your knowledgeable attorney in car accidents will assist you in gathering all the evidence you need to support your claim. You are only able to recover lost wages as part of your car accident claim. You are not able to recover them through disability or worker's compensation insurance, since this would be considered a double recovery. The insurer with no fault will take you to a physician they contract to assess you and determine whether, in their opinion, your injuries hinder you from working. This is called an independent medical examination (IME), and it's important to remember that the physician who conducts your IME will be biased towards the insurance company. Pain and suffering It is difficult to quantify the suffering and pain caused by a car crash. The emotional trauma that comes from an accident in the car can be more damaging than physical injuries. A person with PTSD might suffer from anxiety or insomnia that may prevent them from sleeping well. motor vehicle accident law firm akron may also be unable drive due to fear of a crash in the future. An attorney can determine the total amount of non-economic damages, and then work with a juror to determine how much to give for pain and suffering. The amount you receive will also be affected by the degree of your injuries and how they affect your daily life. It may be worthwhile to keep a journal or have family members or friends provide written statements. Some states have a limit on the amount of compensation for suffering and pain. New York does not, however, victims are only allowed to file a lawsuit and demand compensation for serious injuries, not the minor ones. It is important to speak with a Manhattan lawyer for car accidents to know the true cost of your injuries and the best way to prove that you are entitled to fair compensation for both your economic and non-economic loss.